“Filled out a questionnaire, had all my documents we needed, money in my arms within 20 moments. ”
Charismaa C. Greenwood Village, CO
The way the Installment Loan Process Works
Apply at certainly one of our branches that are local.
Approval
As soon as your loan verification papers are reviewed, approval takes mins.
Money in Hand
You select ways to get your hard earned money: money in hand or packed on your prepaid credit card.
Exactly How Much You Can Easily Borrow
Installment Loans can be obtained from $100 to $1,000.
You are able to borrow any quantity as much as your loan restriction. Your loan limitation shall be predicated on:
- Your revenue
- The details you provide on the application for the loan
- Your credit score with Moneytree
- The info in your customer report supplied by a customer reporting agency
We provide installment loans from $100 around $1,000 or 25per cent of the gross income that is monthly whichever is less. Any amount can be borrowed by you as much as your loan restriction. Your loan restriction may alter if some of the above changes.
Price of financing
Loans are normally taken for $100 – $1,000
The quantity of repayments will be different on the basis of the loan quantity, the true amount of repayments while the amount of the loan. Employing a $500 loan having a 10percent purchase fee plus 98-day loan term for example:
98 Loan Term day
A $500 loan would cost $595 which include finance fees of $95, comprising the purchase cost and three installment account managing fees, and it is based upon you agreeing to create seven repayments of $85 due every fourteen days, having an APR (apr) of 118.25per cent. *
*The apr (“APR”) may be the price of your loan expressed as rate that is yearly. The APR that is actual your loan can be greater or reduced, with regards to the real quantity you borrow as well as your real payment routine.
Just what You Will Require to create
- ID and social safety number (or alien enrollment quantity or ITIN)
- Home address & contact contact number
- Papers to confirm the supply and quantity of the earnings
- Open account information that is checking
Reasons why you should Select Moneytree
Secure
Moneytree is just a direct loan provider and never ever offers your data.
Licensed
We are certified because of the continuing state of Colorado workplace associated with Attorney General.
All of us will inform you in moments exactly how much you qualify to borrow.
Provider
Our Mission would be to meet or exceed your expectations. Search well for a Branch today and discover more from a single of our knowledgeable and friendly Tellers.
Questions about installment loans? Phone our customer care Team at 1-800-745-1011.
Simply click to look at Test Loan Costs
As a result of restrictions imposed by the Military Lending Act, Moneytree will not make loans to “covered borrowers, ” a term including duty that is active of this armed forces, their spouses and dependents. Find Out More.
Colorado FAQs
Is Moneytree certified?
Moneytree, Inc., is licensed by the State of Colorado workplace of this Attorney General. Licensing info is available upon demand. Moneytree is registered with all the government as a cash Services company (MSB).
Exactly how are my repayment dates that are due?
Your repayments is supposed to be due regarding the times established when you look at the loan contract; typically in your paydays or the calendar day that is following.
Am I able to make loan repayments on line or by phone?
On The Web Repayments
- On line payments might made at moneytreeinc.com/payments before 2:45 PM PT regarding the loan repayment date that is due your debit card.
Phone Repayments
- Loans planned become compensated by ACH or debit card: Call customer online payday GA support at 1-800-745-1011 before 2 PM PT in the repayment deadline to create a phone repayment utilizing your debit card.
- Loans planned become compensated in cash: Call customer support at 1-800-745-1011 before 11 PM PT regarding the repayment date that is due create a telephone repayment making use of your debit card.
Am I able to prepay my loan?
You’ll prepay your loan entirely ahead of the date that is due no prepayment penalty. In certain circumstances, spending the mortgage down completely ahead of the readiness date may end up in a rebate associated with the part of the purchase cost and a percentage of this month-to-month installment account charge that is handling.
May I restore or refinance my installment loan?
No. Installment loans aren’t entitled to refinancing.
Am I able to extend my repayment loan deadline?
To validate or improve your repayment date that is due please get on your Moneytree on line account. In the event that you don’t have an on-line account, and desire to set one up, please register on the web, phone or go to any Moneytree Branch or contact our customer support Team at 1-800-745-1011.
How can I repay my installment loan?
Repayment choices differ based on your loan agreement.
- You may authorize ACH debit repayments, debit card repayments or put up cash payments at loan origination.
- Create your loan repayment in money, or making use of your debit card, prior to the deposit time regarding date that is due any Moneytree Branch.
- Create your loan repayment online utilizing your debit card.
- Make your loan repayment on the phone with your debit card.
Let’s say I default on my loan?
In the event your ACH returns unpaid, you are charged a $25 fee for every single came back item. You can easily achieve Moneytree’s Payment Center at 1-888-516-6643 to learn more.
On the web loans perhaps not for sale in all states. The complete range of available loans, prices and terms, click on the web page for the state of residence:
Ca: a loan that is payday around $17.65 per $100 lent. For instance, a $100 loan due in fourteen days could have a repayment that is total of $117.65 and it has an APR (Annual Percentage Rate) of 460.16per cent. * Moneytree, Inc. Is certified by the Department of company Oversight pursuant towards the Ca Deferred Deposit Transaction Law to help make consumer loans.
Colorado: The actual quantity of repayments will be different on the basis of the loan amount, the quantity of repayments and also the duration of the mortgage. Utilizing a $500 loan having 10per cent purchase cost plus loan that is 98-day for instance: A $500 loan would price $595 including finance costs of $95, composed of the purchase cost and three installment account managing costs, and it is in relation to you agreeing to produce seven repayments of $85 due every a couple of weeks, by having an APR (apr) of 118.25percent. *
Idaho: a loan that is payday $16.50 per $100 lent. For instance, a $100 loan due in fourteen days might have a complete payment of $116.50 and has now an APR (apr) of 430.18per cent. *
Nevada: an online payday loan expenses $16.50 per $100 lent. For instance, a $100 loan due in 2 weeks might have a total payment of $116.50 and it has an APR (apr) of 430.18percent. *
Washington: a loan that is payday $15 per $100 lent as much as $500, and ten dollars per $100 in the quantity over $500. As an example, a $100 loan due in week or two might have a repayment that is total of $115 and has now an APR (apr) of 391.07percent. *
Consumer Notices: pay day loans, High-Interest loans and Title Loans must certanly be utilized for short-term monetary requirements just rather than as long-lasting monetary solution. Clients with credit difficulties should look for credit guidance before stepping into any loan transaction.
To see our online privacy policy, please see our online privacy policy web page.
For customer support, be sure to e mail us at 1-800-745-1011.
*The apr (“APR”) may be the cost of your loan expressed as being a annual price. The real APR for your loan are greater or reduced, with regards to the real quantity you borrow as well as your real payment routine.
Leave a Reply